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  • When BetterHelp Might Still Be Cheaper Than Insurance-Based Therapy

    Many people think using insurance will always cost less. But that’s not always true. Once you add deductibles, co-pays, and long wait times, therapy through insurance can become expensive and slow. In some cases, BetterHelp can cost less and give faster access to care.

    High Deductibles Can Raise Costs

    Many U.S. patients don’t know that insurance often won’t pay for therapy until the deductible is met. Some plans have deductibles of $2,000–$5,000.

    This means you may expect a small co-pay but end up paying the full session cost—often $120–$200—until you meet that deductible. After only a few visits, you may pay more than an entire month of BetterHelp.

    Long Waitlists Can Delay Care

    Even if you find a therapist who takes your insurance, getting an appointment can take weeks. Many therapists are:

    • Already full
    • Only taking a few new patients
    • Booking 4–10 weeks out

    For someone dealing with stress, anxiety, or depression, waiting that long can feel impossible.

    BetterHelp usually matches people with a therapist in 24–48 hours, so you can start talking or messaging right away.

  • Paying for BetterHelp With HSA, FSA, or EAP

    This is one of the easiest ways to reduce your costs.

    ✔ BetterHelp Is Eligible for HSA/FSA

    BetterHelp provides documentation that meets IRS requirements.

    ✔ EAP Programs May Cover Some Costs

    Some employers offer:

    • EAP reimbursement
    • Mental health stipends
    • Flexible wellness budgets

    Ask HR or your benefits manager.

    What BetterHelp Actually Costs in 2025

    BetterHelp pricing varies by location and therapist type, but most U.S. users pay:

    • $70–$100 per week
    • $280–$400 per month

    Plans include:

    • Messaging therapy
    • Live video/phone sessions
    • Worksheets and tools

    Compared to in-person therapy ($120–$220 per session), many patients find the cost manageable even without insurance.

  • Why BetterHelp Doesn’t Accept Insurance Directly

    Understanding why the platform is cash-pay gives clarity to patients who expect insurance billing like a typical therapist’s office.

    Online Therapy Platforms Face Complex Insurance Rules

    Insurance coverage for teletherapy varies widely depending on your state, your insurance plan, and whether services are billed as psychotherapy or digital health services.

    Licensing Laws Differ Across States

    BetterHelp works with licensed professionals nationwide, but each state has its own:

    • Billing regulations
    • Licensing limitations
    • Reimbursement criteria

    This makes nationwide claims processing extremely complicated.

    Admin + Compliance Costs Would Raise Prices

    Filing claims, negotiating rates, and managing audits require significant overhead. Operating outside the insurance system means:

    • No surprise bills
    • No copays or deductibles
    • Transparent pricing

    For many users, this simplicity is part of BetterHelp’s appeal.

  • How Popular Is BetterHelp — Is It Legit or a Scam?

    BetterHelp is one of the biggest online therapy platforms in the U.S. Since launching in 2013, it has expanded to all 50 states. Its goal has always been simple: make therapy easier to access, more affordable, and more convenient.

    Because of that reach, many people who may never try in-person therapy end up using BetterHelp. For a lot of users, it works well. One review found that 86% of clients said they would use the service again, and many liked the mix of messaging, video, and audio sessions.

    However, being popular does not mean it’s perfect. Some users say their experience felt uneven. Therapist quality can vary. Some people get great support, while others feel their sessions were rushed or disconnected. As one Reddit user said, their first therapist was “amazing,” but the next one “did not help at all.”

    BetterHelp has also faced real criticism. In 2023, the Federal Trade Commission (FTC) said the company shared sensitive health data with advertisers after telling users their information would stay private. BetterHelp settled the case and paid $7.8 million. The company now says it has changed its privacy practices, but the incident still raises concerns for some people.

    So, is BetterHelp a scam? No. It is a legitimate therapy provider with licensed professionals. But like any therapy—online or in person—your experience depends on:

    1. How well you match with the therapist
    2. How much you engage in the process

    At its best, BetterHelp gives fast, flexible, and often more affordable access to mental health support. At its worst, it can feel inconsistent, and some may be uneasy about past privacy issues.

    BetterHelp is real and helpful for many people, but it’s not a perfect solution. If you join, check your therapist’s credentials, set clear expectations, and switch therapists if the match doesn’t feel right.

  • Quick Answer: Does BetterHelp Take Insurance ?

    No. BetterHelp does not take insurance directly—not from private insurers, Medicaid, or Medicare.

    BetterHelp operates as a cash-pay service, meaning patients pay out of pocket rather than using in-network benefits. This can feel discouraging if you rely on insurance for most health services, but there are still ways to reduce your cost, including:

    • Using HSA or FSA funds
    • Requesting out-of-network reimbursement
    • Applying for financial aid discounts
    • Choosing a subscription plan that fits your budget

  • How Often Should You Deworm a Horse Based on Risk Level

    Not all horses with the same age need the same schedule.

    Low-risk horses

    • Minimal herd size
    • Clean pasture management
    • Consistently low fecal egg counts
      These horses may only need annual or twice-yearly treatment.

    Moderate-risk horses

    • Shared pastures
    • Boarding barns
    • Occasional travel
      Often require targeted treatments based on testing.

    High-risk horses

    • High fecal egg counts
    • Crowded environments
    • Frequent new arrivals
      May need more frequent, vet-guided deworming.

    Seasonal Horse Deworming Schedule in the U.S.

    Most targeted programs focus on seasonal timing, not monthly dosing.

    • Spring: Address strongyles before peak grazing
    • Summer: Often no deworming unless tests indicate need
    • Fall: Treat bots and encysted larvae when appropriate
    • Winter: Minimal activity in colder regions; climate-dependent

  • Which Horse Dewormer Is Best?

    There is no single best dewormer for every horse. Many owners compare chemical products with herbal alternatives, especially when looking for a highly effective horse dewormer that does not rely on harsh ingredients. This change in thinking reflects a broader move toward prevention, balance, and sustainability rather than constant chemical intervention.

    The best plan uses the right drug, at the right time, for the right horse. This decision should be based on risk level and testing.

    Vets now recommend targeted deworming, not routine rotation.

    Using fewer treatments—done wisely—often works better than frequent dosing.

    Why “How Often Should You Deworm a Horse?” Is No Longer a Simple Question

    Parasites have not become more aggressive—but they have become more resistant.

    Years of frequent, blanket deworming exposed parasites to the same drugs repeatedly. As a result, many common parasites, especially small strongyles, now survive treatments that once worked reliably. Resistance to ivermectin, fenbendazole, and pyrantel has been documented across the U.S.

    Veterinary organizations such as the American Association of Equine Practitioners (AAEP) now recommend targeted deworming, which focuses on treating horses that actually need it.

  • Types of Horse Dewormers

    Horse dewormers fall into a few main groups. Each works on different parasites and has different risks.

    Macrocyclic Lactones

    Examples: Ivermectin, Moxidectin

    These are common dewormers in the U.S. They treat many strongyles and bots.

    Some parasites are becoming resistant. Moxidectin lasts longer but needs careful dosing, especially in young or thin horses.

    Benzimidazoles

    Examples: Fenbendazole, Oxibendazole

    These drugs once worked well. Today, many parasites resist them.

    Vets may still use them in special cases.

    Pyrimidines

    Examples: Pyrantel pamoate, Pyrantel tartrate

    These drugs treat some roundworms and strongyles.

    Resistance can develop if used too often or without testing.

    Praziquantel (Tapeworm Treatment)

    Praziquantel targets tapeworms. Most dewormers do not kill tapeworms alone.

    It is often mixed with other drugs.

    Herbal and Natural Dewormers

    Herbal products use plant extracts or oils. Some may support gut health.

    There is little proof they control parasites on their own. They should not replace proven treatments.

  • What Comes Next for Global Shipping

    The future of shipping is being shaped by three forces working together:

    1. Tighter climate rules
    2. Fast advances in fuel and ship technology
    3. Rising pressure from investors, cargo owners, and consumers

    Global trade will continue to rely on shipping. But the industry’s ability to operate in a low-carbon world is no longer guaranteed. How well shipping cuts emissions will affect climate goals, trade stability, jobs, and fairness for communities near ports.

    Key Takeaways

    • Shipping moves about 80% of global trade and produces around 3% of global emissions
    • Without action, shipping emissions could rise sharply by 2050
    • Heavy fuel oil is being replaced by cleaner energy options
    • IMO rules and regional policies are pushing ships to use less fuel

  • Ship Engines, Fuel Use, and Emissions Growth

    Ships’ engines are responsible for producing climate-changing pollutants, most notably carbon dioxide. These engines could be culpable for nearly 10% of total global emissions by the year 2050 at current growth rates.

    Heavy Fuel Oil and the Challenge of Cleaner Energy

    Heavy fuels called HFOs are still the most burnt by most ships. This is a particularly dirty fuel and will be a crucial factor in the future of engine design. The fuel itself will need to be made less toxic at refineries if this is possible.

    Efficiency Standards and Industry Adaptation

    Different classes of ships will be required to meet new standards based mostly on a baseline figure set as the average efficiency of ships built between 1999–2009. The intention is to make ships more fuel efficient. While the rules are necessarily changing, the difficulties faced by ship builders and route operators in the face of these changes are still very apparent.

    Economic Importance of the Shipping Industry

    Shipping makes a huge contribution to the world economy. It is vital to intercontinental trade, bringing bulk raw materials within the reach of countries unable to provide them for themselves.